Hargray is a good buy for most families willing to commit to at least a year of service, but its steep setup costs and early termination fees mean canceling too soon will cost you big. Meanwhile, YouTube creators wanting high-performance fiber internet should move on.
Rural south and central Indianans can get this company’s affordable, high-speed, reliable fiber internet with no contract and no data cap. And if you don’t have access to Smithville yet, you might soon. It’s expanding fast!
Xfinity is a fantastic provider overall. It offers fast speeds, reliable service, and reasonable prices. Some plans still require contracts, and others still have data limits. Watch out for Xfinity’s hidden fees and spotty customer service record, but it may not be as bad as it once was.
Overall, Hargray offers a lot of speed for the price, and all plans come with unlimited data, which made us do happy dances. For the best deal (AKA the lowest price-to-speed ratio), stick with one of Hargray’s slowest plans—which are fast enough for most households anyway. This company’s 100 and 200 Mbps plans come in at just 45% of what most plans in the US cost, while its 1 Gig plans cost around 85% of the national benchmark (1).
Higher-speed plans also come with another downside: while Hargray boasts a fiber network, people who upload a lot of video will lament its slow (for fiber) upload speeds. In short, Hargray’s a great deal for most people, but if top performance is important to you, save your happy dance for another provider.
Smithville Communications offers just one fiber internet plan, serving up 1 Gbps and unlimited data for less than about $0.70 per Mbps. Compared to the US benchmark plan for similar service ($134.62) (1), Smithville is a pretty sweet deal. And you won’t have to sign a contract to get it.
This low price is particularly impressive for fiber in rural areas since building infrastructure outside of urban centers can be incredibly costly. Smithville could easily charge higher rates for bringing fiber to rural Indiana, but it doesn’t. And we applaud that.
Xfinity is generally a very good value, especially at the middle and lower tiers. In fact, it offers some of the best budget plans of any of the major internet service providers. Eligible households may qualify for high-speed internet as low as $9.95 a month with unlimited data and equipment.
Depending on your area, you can get a 50 Mbps Internet Essentials plan for less than $20 per month and a 400 Mbps plan for $50 per month. Those plans have a data cap of 1.2 terabytes which is a high data cap. Data caps are common among cable internet service providers (ISPs). Removing it costs an extra $30. But overall, this pricing is an excellent deal for the speeds you're getting.
The 400 Mbps plan, which is about right for an average family that's online a lot, is also a great price. It rings in at about 36% of the national benchmark in its range. (1) That means you're paying just $0.18 per megabit, with plenty of megabits to go around.
Faster internet plans are available from Xfinity. Some areas can get speeds up to 2 Gbps, and others can get plans as fast as 6 Gbps. For reference, 6 Mbps is ridiculously fast, and it also comes at a higher price. Most households don’t need 6 Gbps internet speeds unless they’re streaming a ton of 4K content or have several people gaming online at the same time. These fast internet plans do come with unlimited data, though, so it might still be worth it for some households.
Hargray uses a fiber optic network, which is much more reliable than satellite or fixed wireless (like 5G) internet. Fiber is also capable of faster speeds (up to 5 Gigs for both download and upload) than any other kind of internet.
Unfortunately, Hargray isn’t using its fiber network to its fullest extent. Its fastest speed is only 1 gig, which most cable internet companies offer. It’s kinda bumming us out, like a straight-B student who could totally ace the class if only they’d apply themselves more. But the real bummer is that Hargray gives you only 20–50 Mbps for uploading, which is great but nowhere close to the symmetrical ideal that fiber can deliver. While most people will love how quickly they can upload a file to Google Drive or post to their Insta account, we think it’s a tragic underutilization of fiber technology. We know. #FirstWorldProblems.
Fiber is the fastest and most reliable type of internet available, and download speeds max out around 5 Gbps. Smithville fiber reaches only 1 Gbps, but for most people frustrated by slow or unreliable rural internet, it’ll feel like your browser just got a turbo boost. You’ll also see 1 Gbps upload speeds, which is less common among non-fiber internet types like DSL and cable. Everyone—from heavy streamers and online gamers to remote workers and avid YouTube creators—will have plenty of juice (and unlimited data) when they need it.
Unfortunately, there’s one caveat: In some areas, Smithville is still using legacy DSL infrastructure, so you might not be able to sign up for fiber just yet. Smithville is phasing out this infrastructure as it lays more fiber lines, and it was named one of the Top 100 Fiber-to-the-Home organizations by Broadband Communities magazine for its efforts in helping bring fiber internet to rural communities (2). Luckily, Smithville won’t lock you into a contract, so if you’re not happy with your DSL, you can cancel any time and come back later when you have access to fiber.
Xfinity internet performance is excellent. Its speeds are fast and reliable. In fact, in many markets, it has one of the fastest internet speeds around. Xfinity's internet service is reliable and consistent. If outages occur, Xfinity is responsive and generally restores service within hours. Xfinity internet is also highly rated for speed (2), and research from the US Federal Communication Commission (FCC) scored it among the top for reliability (3).
Hargray’s equipment rental prices are super reasonable. You can rent a modem for just $4 per month, which makes the hassle of using your own gear a lot less appealing. Unless, of course, you’re a technophile who has a favorite modem (more power to you!). You can use most modems. Hargray’s Wi-Fi gear is also inexpensive, coming in at $10 per month. The price includes at least two extenders and free Wi-Fi setup to make sure your signal is dialed. That’s a sweet deal.
The rest of your internet installation will cost you, though. Professional installation costs around $100. Self-setup is technically free, but you have to cough up a $99 activation fee. The activation fee is refundable after your first year of service, but it still hurts, and you’ll probably forget you have a refund coming long before it hits your account anyway. Still, with self-setup, you’ll get to skip the dreaded installation appointment window, so it might still be worth it.
Smithville provides a wireless router to all customers with no additional rental fees, which is a good deal. You will pay an activation fee of $25, and if you need any lines run or jacks installed, you’ll pay for those too.
You do have the option of using your own equipment, but you’ll have to contact customer service to find out if your gear is compatible because this info isn’t available on the Smithville website. And if you need help troubleshooting your equipment, you’re on your own.
Xfinity internet offers the choice of professional and self-installation. The professional option is often more affordable than competitors, at $100. It's required if you haven't had Xfinity service at the address for more than 12 months. The self-install kit is free, but you may pay for shipping and handling. If you have trouble installing yourself, you can contact customer service for help, but beware that you may face long hold times.
As for equipment, the Xfinity xFi gateway is fairly typical (and costs a fairly typical $14 per month). You can add a Wi-Fi extender (and unlimited data) if you bump up to xFi Complete for about $15 per month for the first two years (and $25 per month starting in year 3). This is a bit steep for just the extender—you can grab an excellent Wi-Fi extender for right around $50. However, using Xfinity's equipment gives you unlimited data, and you qualify for a free upgrade after three years.
Read more about how internet bills work.
If you use your own equipment, unlimited data costs an extra $30 per month for lower tier plans, but is included for plans of at least 1 Gbps.
Hargray has two levels of customer service (2), and they’re both pretty solid. The first is what you’d expect: you pay full price for all technician visits ($65) and the cost of any repairs, troubleshooting, or installation of new wires and jacks. Other than the cost of work done, there’s no additional charge for this service level.
If connection issues make you nervous or you want Hargray’s highest level of service, you might want to spring for Hargray’s Connected Home Plan for about $6 per month. With that, you’re covered for repairs of common equipment, like wiring, jacks, and splitters—whether the damage was caused by you or an act of God. For services that aren’t fully covered (like learning how to use your Hargray modem or troubleshooting your own router) you pay just $35 per visit.
Smithville offers 24/7 tech support to all customers, which is helpful if you have trouble with its router, need wiring repairs or a jack replacement, or your service is otherwise interrupted and it’s the company's fault.
If a visiting technician discovers the problem was out of Smithville’s control, you’ll have to pay a $35 service fee and $90 technician fee for help. Most companies charge you only one of these fees. Smithville will waive these charges if you buy its Connection Protection plan for at least one year, at a cost of $3.95 per month. But technicians still won’t help you with your own equipment.
The Xfinity internet customer experience is a mixed bag. On the one hand, you have reliable service, with the option for unlimited data if you want it. This makes for a great day-to-day experience with Xfinity.
On the other hand, Xfinity internet has a spotty customer service track record. It ranks above average on customer surveys (4). While customer service seems to be above average, not everyone has a great experience, and we've seen some complaints about billing issues and miscommunication between the company and their technicians.
If you need to connect with the company, we recommend using its customer service portal and downloading the Xfinity app first before trying to reach reps by phone.